Secure payment
Company Name: VENKATESWARA AND CO
Website: www.psbelite.co.in
At VENKATESWARA AND CO, we prioritize the safety and security of your financial information. To ensure a seamless and highly secure checkout experience on www.psbelite.co.in, we have partnered with Razorpay, one of India's leading and most trusted payment gateways.
1. 100% Secure Transactions
All online transactions processed on our website are completely secure. Razorpay utilizes the highest level of security standards to protect your payment details during transit.
• PCI-DSS Compliant: Razorpay is a Level 1 PCI-DSS (Payment Card Industry Data Security Standard) compliant payment provider, ensuring the strictest standards of data security.
• End-to-End Encryption: Every transaction is encrypted using 128-bit AES encryption and secured via TLS (Transport Layer Security) protocols.
2. Supported Payment Methods
Through the Razorpay gateway, www.psbelite.co.in accepts a wide variety of payment options to provide you with maximum convenience:
• UPI: Google Pay, PhonePe, Paytm, Amazon Pay, BHIM, and other UPI apps.
• Credit & Debit Cards: Visa, Mastercard, RuPay, Maestro, and American Express.
• Net Banking: All major Indian banks.
• Wallets: Paytm, Mobikwik, Freecharge, etc.
• Pay Later: Select "Buy Now, Pay Later" options as supported by Razorpay.
3. Data Privacy and Storage
We do not store your card details.
When you enter your credit card, debit card, or bank details during checkout, you are entering them directly into Razorpay's secure environment. VENKATESWARA AND CO does not collect, capture, or store your complete payment credentials on our servers at any time.
4. Transaction Interruptions and Failures
In the event of a network failure or connection timeout during the payment process:
• Amount Not Deducted: If the transaction fails and the amount is not deducted from your account, you can safely try placing the order again.
• Amount Deducted but Order Failed: If your payment is debited but the order is not successfully placed on www.psbelite.co.in, the Razorpay system will automatically detect the anomaly and initiate a refund to your original payment method. The reversed amount typically reflects in your account within 5–7 business days.
5. Refund Processing
If an order is canceled or returned in accordance with our Return and Refund Policy, the refund will be processed directly through the Razorpay gateway.
• Refunds are routed back to the exact payment method (Credit Card, UPI, Bank Account) used during the original transaction.
• Once initiated by us, Razorpay typically processes the refund within 5–7 business days, depending on your bank's processing times.
6. Fraud Prevention
To protect against fraudulent transactions, Razorpay employs advanced machine learning algorithms and risk-scoring systems. Transactions flagged as high-risk or suspicious may be temporarily held or declined to protect the cardholder and our business.
Need Help with a Payment?
If you experience any issues while making a payment on www.psbelite.co.in, please reach out to our support team immediately at with your Order ID or Transaction Reference Number.
